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Property / Leisure & Sport / Property Programmes |
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Property Programmes
Our QBE Leisure & Sport can offer the appropriate property coverage on the entire range of leisure, sport and entertainment risks from the amateur sports club or amusement arcade, through to the largest theme park or nightclub chain.
The property account offers
the following covers:
- Book debts
Covers the outstanding debt balances due to damage
to insured books of account following the operation
of an insured peril.
- Business interruption
Loss of profits or revenue following the operation
of an insured peril.
Frozen foods
Covers the deterioration following breakdown.
- Glass
Covers the breakage of glass.
Goods in transit
Loss or damage to insured property whilst in own
or carriers vehicles.
- Loss of licence
Covers the value in premises following forfeiture,
revocation or refusal to renew a liquor licence
as a result of a cause outside the insured's control.
- Material loss or damage
This section covers buildings, loss of rent (receivable
or payable), fixtures and fittings, machinery
and plant, stock and contents, against accidental
loss or damage.
- Money
From premises or whilst in transit.
- Theft
As a result of violent or forcible entry or exit.
Business Targeted
Through our select panel of brokers, we provide
property programmes to a number of leisure, sport
and entertainment establishments based within
the United Kingdom and Eire. A wide range of businesses
can be considered, with emphasis placed upon well-managed,
risk-aware clients paying annual premiums in excess
of GBP 25,000.
Underwriting Criteria
To assess a potential property risk, underwriters
will require sight of the following information:
- Past loss experience
- Current premium paid
Required perils
- Any bespoke requirements
- Physical security arrangements
- Risk management procedures
- Fire protections
- Sums to be insured
- Construction details
Policy Details
Given the diversity of sport, leisure and entertainment
properties, risks are assessed on their own merits.
For example, a theme park has characteristics
completely different from a small amusement arcade.
All property policies are for a maximum 12-month
period and are backed by risk management solutions.
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| Given the diversity of sport, leisure and entertainment properties, risks are assessed on their own merits. For example, a theme park has characteristics completely different from a small amusement arcade. |
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