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Personal Accident Direct and Facultative

Type of Cover Available

• Catastrophe Excess of Loss
• Per Person Excess of Loss
• Proportional

Category of Risk

Personal accident and sickness:

1. Accidental death
2. Permanent total disabilites
3. Long term disability
4. Temporary total disability
5. Medical expenses
6. Group and individual PA
7. Group and individual life
8. Credit cards
9. Travel
10. Affinity Groups
11. Ships crew
12. Flight crew
13. Sports

Underwriting Criteria

Preferences

• Catastrophe "two life warranty" business
• "Niche / non-cumulative" proportional
• Non-attritional per person

Dislikes

• Working excess of loss
• Clashing / cumulative proportional

Minimum Information Required

• Risk profiles
• PML scenarios
• Largest 10 groups/accumulations
• Loss record

Capacity

• QBE is a leading / quoting market
• US$15,000,000 any one programme