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Personal Accident Treaty

Type of Cover Available

• Catastrophe Excess of Loss
• Per Person Excess of Loss
• Proportional

Category of Risk

• Accidental death
• Permanent total disabilities
• Long term disability
• Temporary total disability
• Medical expenses
• Group & individual PA
• Group & individual life
• Credit cards
• Travel
• Affinity groups
• Ships crew
• Flight crew
• Sports

Underwriting Criteria

Preferences

• Catastrophe "two life warranty" business
• "Niche / non-cumulative" proportional
• Non-attritional per person

Dislikes

• Working excess of loss
• Clashing / cumulative proportional

Minimum Information Required

• Risk profiles
• PML scenarios
• Largest 10 groups / accumulations
• Loss record

Capacity

QBE is a leading / quoting market
US$15,000,000 any one programme