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CreditQube
The perfect six-sided geometry of the cube provides the basic building block for many successful structures. CreditQube is QBE’s unique online trade credit system.
CreditQube was specifically designed and developed to provide an integral support to our clients in running their businesses. As you would expect of any other cube, CreditQube has six aspects: six complementary faces that combine to form the cornerstone of a sound trade credit management strategy. In the following sections we set out our six elements of our philosophy:
1. Multiline Capabilities backed by excellent security
QBE is one of the world’s leading insurance and reinsurance groups with the size and strength to give you peace of mind. Operating in all key insurance markets worldwide, QBE offers its clients a huge breadth and depth of expertise and product range. Our strength and security are reflected in our credit ratings from the major agencies:
- S&P A+
- A M Best A Excellent
- Fitch A+
2. Extensive market knowledge and experience
With many years’ experience in all aspects of the credit management process, our underwriters combine proven risk management expertise and entrepreneurial skills. We can draw on the skills of a truly global network of trade credit underwriters in our offices around the world to service both the domestic and export requirements of our clients.
3. Service excellence and client focus
We build strong client relationships built on unparalleled service and trust. We recognise clients’ need for effective working relationships with people who understand their business and can make decisions on the spot. All clients have direct access to their key decision maker. The wealth of financial and trade knowledge we have collated over the years enables us to bring a unique breadth of perspective to the decision-making process. We support every client with a dedicated commercial underwriter and a sector-specialist risk underwriter. We also have regional representation around the UK further, underlining the seriousness of our commitment to customer service.
4. Partnership
We are firm believers in strong three-way partnerships between the
insured, the intermediary and the insurer. We work closely with
customers, key corporates, major banks and financial institutions,
economists, analysts, global information providers, and key buyers - all
of whom provide us with information on a confidential basis. Formal
partnerships with status information providers like D&B and debt
recovery services (at preferential rates) enable us to offer effective
guidance to clients in managing their risk.
5. System
Our leading online risk management platform at www.creditqube.com enables and supports highly interactive client–underwriter relationships. Joining CreditQube allows real-time access to our international intelligence network and the ability to arrange to insurance cover within seconds. CreditQube can deliver free snapshot financial information with every credit limit on application. Users can access cost-effective customised business information at the click of a mouse. Value-added portfolio risk management tools provide key management information. Streamlined processes and functionality enhancements make for overall ease of use.
6. Success
Enhanced credit management protects the client’s cash flow – the lifeblood of their business – ultimately boosting profitability!
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